During his life, a person completes an average of 20 years of apprenticeship, works for 45 years and receives a pension for 20 years. Regardless of the amount earned during a working life, there are many who dream of earning more to realize all their projects. Are there any ways to grow your income?
The National Institute of Statistics and Economic Studies (Insee) has estimated the median net monthly salary in France at 2,340 euros for the year 2022. Over one year, this represents nearly 39,300 euros gross. In addition, the Department of Research, Studies, Evaluation and Statistics (DREES) has estimated the average amount of the pension for retirees residing in France. According to his figures, this is established for all plans combined at 1,509 euros gross per month, or 1,182 euros net.
- If we take these figures, a person who is in the middle class will earn approximately 1,263,600 euros net of salary during his working life. She will receive nearly 283,680 euros in retirement, on a durationduration twenty years old.
- Consequently, the amount that a person can earn during his lifetime is estimated at 1,547,280 euros, salaries and pensions combined.
However, the French are losingargentargent every day because of inflation. This is demonstrated, for example, by the exponential increase in the price of pasta, which jumped 12% in one year. In such conditions, what solutions exist to make your income grow?
What are the solutions available to grow your income?
Who has never dreamed of lounging by a swimming pool, of traveling the world or even of treating oneself to carcar or the house of his dreams? Like everyone else, you certainly have many projects for your future that you want to realize. But to achieve your dreams, the same question comes up: with what money?
Although there are many, the solutions are not always promising. Sports betting, Casino, Euro millions or Loto… Many French people try their luck to win the jackpot. Unfortunately, it is difficult to count on games of chance to win a nice jackpot. Most of the time, the gains received are insufficient to see your projects succeed.
Perhaps you don’t know that there are other, much more reliable solutions to make your savings grow? This is particularly the case for investing in the financial markets, a solution now accessible to everyone from €300 to consolidate one’s assets thanks to the fintechfintech Lyonnais, My Little Placement.
It is common for some people to be hesitant to get into investing. Between the uncertainties and the lack of knowledge in the mattermatter, it can be difficult to invest. Is this the right time? Is it really worth investing €100 per month? The answer is yes. By starting to invest early and on a regular basis, you will see your capital increase over the days. What to prepare your future serenely and without thinking about it!
Let’s take the example of Mon Petit Placement. By investing €122 per month from the age of 30 via the Energetic portfolio, your capital will amount to €100,000 when you turn 60, subject to reinvesting your interest. An economically attractive solution, profitability annualannual of this portfolio amounting to 5%.
Do you know the Mon Petit Placement investment solution?
To grow your savings safely, an effective option is to turn to the investment solutions offered by Mon Petit Placement.
- Simple and fast: everything is done entirely online, so you can open your account in ten minutes, even on a Sunday from your couch!
- Accessible, you can now boost your savings and make your investments profitable from €300. With Mon Petit Placement, it is possible to build up capital and thus realize your projects!
- Reactive: if you have any questions, you can reach them from their chat, or by e-mail and telephone. Highly responsive, they help you 7 days a week!
- Tailor-made solution, Mon Petit Placement adapts to you and your experience to offer you several solutions with different levels of profitability. All of this, fully adapted to your profile! Their portfolios are classified by level of risk and performance.
- Benefit from premium financial products selected by real experts, such as Lazard, Rothschild or JPMorgan. These high-end investments are carefully selected to grow your wealth.
- The platform allows you to invest while respecting your personal convictions. Indeed, you can focus your investments on specific themes or values, such as tech, the environment, health or equality.
- Finally, Mon Petit Placement is a partner with reputable insurers on the market. The interface offers a completely secure solution where your personal and banking data remain protected.
And for the more cautious among you, Mon Petit Placement has thought of everything! The fintech recently released its new Anti-Inflation investment. This has capital returned over 6 years, allowing you to obtain a return of between 1.5 and 7%, depending on the inflation rate of the previous year.
Mon Petit Placement offers you to increase your income by taking out a life insurance policy. Contrary to many popular beliefs on the subject, your money is never blocked. You can withdraw it at any time and at no cost!
It is a 2.0 life insurance, much more dynamic than those generally offered by traditional banks.
Et cerisecerise on top of that, you get a tax benefit after eight years. It is therefore better to start early with modest sums and to show regularity to take advantage of it!
The platform is paid for performance via commissions charged only if your investment performs. You can withdraw your capital whenever you want, free of charge. There is no commitment, you keep control of your money!
Make your money grow with Mon Petit Placement in 4 steps
If you’re ready to grow your money with Mon Petit Placement, be sure to follow these four steps!
1. Go to the Mon Petit Placement website.
2. Click on “I start” and complete the form in less than 10 minutes. The Mon Petit Placement team will take care of offering you a tailor-made investment strategy, fully adapted to your profile and your needs.
3. Receive your personalized advice free of charge and without obligation. In case of questions, you can turn to an adviser by telephone, e-mail or via chat on their website!
4. If the strategy suits you, all you have to do is validate your account! You can then track your placement online via your customer area. Are you ready to take this new step in the realization of your projects?
Article produced in partnership with Mon Petit Placement
Any financial investment may involve the risk of capital loss.