Bad news for the young for whom retirement is increasingly a mirage. Early retirement a seventy years it’s at rest by old age a 70 years old e six months, provided that there are contributions of at least 46 years and 4 months in the first case and beyond 20 years In the second. This is what will happen to a person who has today 25 years old and started working for a year.
Mirage pensions
This is the scenario outlined by the INPS simulator Pensami just updated according to which if the years of contributions are less than 20 years but more than 5 the wait for the old-age pension will be extended up to 74 years old and 10 months. It’s better – even if only slightly – ai thirties: old-age pension for a worker born in 1990 at 70 years old con 20 years of contributions and at rest with that anticipated with 45 years contributions paid regardless of age.
INPS simulation
In recent days, the INPS has made a new version of the simulator available on its website”Think of me – Tailor-made pension”, which allows citizens to calculate their pension prospects without the need to make any registration. The simulator – explains the note – can be used by entering a few personal and contribution-related data, it provides information regarding the pensions that can be accessed both in the individual pension managements and by accumulating all the contributions, but not the amounts of the services.
The new version of Pensami presents a simplified path for entering personal data and social security contributions, selecting any additional institutions that could anticipate access to retirement (purchase of university qualifications, periods of work abroad, maternity leave outside the employment relationship, etc. .) and visualization of possible pension scenarios. Also made video-tutorial to guide the user along the way, and a new advisory function to guide the user’s choices.
Reform on the way
Meanwhile, the construction site of the pension reform that will be has started in recent days under the sign of flexibility: the declared objective is to arrive at a more flexible and fair system as early as the summer: on 19 January the Minister of Labour, Marina Calderonewill meet the representatives of the social partners in the headquarters of the Ministry of Labor in via Flavia.
From Cgil, Cisl and Uil le already made requests for one flexibility in leaving from the age of 62 swithout explicit penalties (beyond the implicit one that comes from paying fewer contributions and taking the allowance for a longer time), a focus on young people with a guarantee pension and the exit with 41 years of contributions without age limits. It is probable that we will have to work on interventions that cost little, so it is probable that a measure of flexibility will be proposed which penalizes early exits with respect to old age. However, the reduction of the limit is on the table 2,8 volte the minimum pension for leaving early in relation to old age (now only valid for three years early for those in the contributory system). We will probably also talk about the separation between social security and assistance.
In the past few hours, meanwhile, during the presentation of the Tenth Report of social security itineraries, the president, Alberto Brambilla, underlined that assistance costs over 144 billionof and that this Spending has substantially doubled since 2008 without reducing poverty (which has increased above all in the non-elderly age groups). But above all it seems to cut the wings of Forza Italia’s proposal to bring low pensions to 1,000 euros a month because the intervention it would cost 27 billion the year bringing the INPS into default in a few years as well as dissuading people from contributions in the belief that they can still obtain a high social pension.
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