Il Electronic banking MAV It is a payment method that involves the transfer of money from the issuing bank to that of the receiving creditor. MAV is the acronym for Payment by Notice, which takes place precisely through the appropriate payment slip.
In the next paragraphs, we will go into greater depth on this issue, clarifying what what is the electronic banking MAVfor which operations it is used and what are the payment times.
What is the electronic bank MAV slip
MAV is the acronym of Payment By Notice, and it is a pre-compiled slip that allows the payment of debts already known to the debtor. So we ask ourselves how a MAV worksin particular this is an interbank process that takes place between the issuing bank and the receiving one, so as to settle a debt.
The bulletin features a 17-digit code, in order to uniquely identify it. Furthermore, a series of information essential for the successful completion of the operation is indicated on it, including:
- the name and surname of the debtor;
- the payment amount;
- the expiry date;
- the reason for payment.
Il Electronic banking MAV it is used as a means of collection by public bodies or large companies. Among the most common examples we find Italian universities, insurance agencies, school canteens, condominium administrations.
MAV and RAV: what are the differences
Il MAV (Payment By Notice) not to be confused with the RAV, as these are two distinct payment methods. In particular, the electronic banking MAV is a bulletin that allows you to settle payments with a specific deadline and of which you are aware.
Il RAV instead, acronym of Roles By Alert, it is always a bulletin but which is used to pay the amounts entered in the register, and which are not known a priori. Some examples could be taxes, fines, fines for traffic offenses or waste tax. In essence, the RAV refers to the sums that the Public Entities send to the Revenue Collection Agency, in order to recover the credit.
Consequently, it is evident that the MAV and the RAV are not the same instrument, although they have some similarities. In fact, these refer to two different types of debt, but the payment methods and the characteristics of the slip are the same.
Where to pay the electronic banking MAV
To understand how to pay the MAV, you need to list different options available to the user. First you can pay the MAV online, through the home banking of your bank, or alternatively go to the physical counter of the credit institution, without having to add any commission. In the latter case, the operator must return the slip stamped with the receipt reference.
It should be noted that in order to pay the Electronic banking MAV it is not essential to have a current account at the bank where the payment is made. This is because you can also pay comfortably in cash or by debit card.
Also, the MAV can also be paid at the Post Office, simply and quickly. Also in this case you can choose between cash or the debit card, according to your preferences.
Regardless of the method of payment chosen, you will receive a receipted receipt which must be kept with care.
Payment times with the MAV payment slip
I payment times with the MAV slip they vary according to the chosen bank or post office. In particular, with the Post Office, more time is required for the successful conclusion of the operations, while with the banks, the times are substantially shorter. In any case, you have to wait at least three working daystherefore Saturday and Sunday excluded, so as to verify if the payment has been accepted.
How to pay an expired electronic bank MAV?
Sometimes it is possible also pay an expired MAV, simply proceed as normal by selecting one of the standard payment methods. In the event that this is not possible, as the system does not accept the payment method, then the only solution is to contact the public body or the company that issued the MAV in order to proceed with the issue of a other.
In fact, the bulletin must be sent by the credit party concerned, already pre-compiled with all the essential data.
