Every year, millions of Italians anxiously await the arrival of workers and pensioners. ThirteenthA Christmas bonus that is almost equal this year. 50.9 billion euros. Despite the statistics, the reality is very different: only a tiny fraction of that money actually ends up in families’ pockets for Christmas shopping or savings. The rest is, in fact, wiped out by multiples Compulsory expenses Like mortgage, bills, taxes and morePrice increasewhich absorbs most of the thirteenth, leaving little room for gifts, dinners and visits. A trend that repeats itself every year and that makes Christmas over-the-top despite the promise of a breath of fresh air. Fredo For many Italian families.
Effect of Compulsory Expenditure on Thirteenth Pay
According to a study by the National Federconsumatori Observatory, only 9.7% of the 50.9 billion euros of the thirteenth It will be in families’ pockets for Christmas lunches, presents and trips. The remainder of the thirteenth is actually earmarked for essential payments such as mortgage, Loans, Bill e Tax. Top of the list of items affecting the Christmas bonus are loans, mortgages and installments, which account for 28.9 percent of the thirteenth, a percentage that is slightly down on last year, but which is more of an expense item. It continues to be an important representation. .
Soon after, The Bills and utilities They take 23.2 percent, then pay. Tax which has a weight of 12.9%. ‘RC Caranother annual liability that weighs heavily on Italians’ pockets, absorbs 15.9%, andPrice increase The norm, which remains higher, is 6.5 percent. This year, a new item has been added to the main expenses: those for private medical visits, with a rate of 2.9%. Long waiting lists which forces families to turn to the private sector for timely treatment.
The economic situation that emerges is clear: Thirteenth It’s far from solid support for the holidays now. In effect, it becomes a sort of “parachute” that unfortunately wears out quickly. Many Italians find themselves facing the other. A cold Christmas From the point of view of consumptionMany people take advantage of the Black Friday discounts and shop in advance. A sign that the economic crisis is far from resolved, and that the difficulties of Italian families are becoming increasingly evident despite political pronouncements.
Expenditure items on the thirteenth
are below Major expenditure items Which affects the quantity of the thirteenth:
| Items of expenditure | A thirteenth part
Busy |
| RC Car | 15.90% |
| Loans/Mortgage/Instalments | 28.90% |
| Bills and utilities | 23.20% |
| Price increase | 6.50% |
| Tax
(Tasi II House, Imo II House, Tari, Stamps) |
12.90% |
| Medical visits and tests | 2.90% |
| The rest | 9.70% |
Onoff’s analysis points to the need for urgent intervention by the Maloney government, which must take concrete steps to support purchasing power and respond to families’ economic hardships. The policies implemented so far, which the organization describes as inadequate, have not contributed to improving the situation.
One of the most immediate steps is to allocate more resources. Public healthSpecifically to ensure that families are not forced to turn to private providers for essential medical care. Furthermore, reducing Onf calls for adequate commitment. Social inequalityis increasingly evident from the ineffectiveness of the policies adopted so far.
