Car insurance increasingly expensive. In the year just ended, policy rates across Italy recorded an almost average cost increase. 650 eurosBut with car insurance increases that vary by city and are particularly high in areas such as Tuscany, Sardinia and Liguria. In 2024, there will be an increase of approximately 585,000 motorists and more cautious drivers reporting accidents.
Estimation of price increase
These estimates come from the analysis of the dedicated observatory of the “Facile.it” portal. 955 thousand estimate The comparison between November and December 2024 was collected by the site.
According to data released by experts, at the end of last year, the cost of car insurance in Italy on average 643,50 eurosfor an increase of 6.19% over the same period last year.
As explained by Facile.it’s insurance managing director, Andrea Ghizzoni, the increase found so far could change the trend.
“The slowdown in inflation and stability in accident rates are certainly starting to have an early positive impact on the motor liability insurance pricing front, which is seen through 2024, though remains elevated. slow “If the economic outlook remains stable, we expect the positive effects to be fully transmitted to the motor insurance market and the price curve to stabilize again,” he said. can”.
Analysis
Compared to the group of insureds under consideration, they are motorists who declared an at-fault accident in 2024 and who will move up the merit class this year, paying more liability for car insurance, they are‘1.78% of total.
Going into detail, the portal’s study shows that the percentage of those who commit an accident at fault increases with age: the demographic groups that record the lowest values are 19-24 years (1.51%) and 25-34 years old. 1.58%), while the share increases among those 55-64 (1.84%) and over 65 (2.30%).
In 2025 there will be more women who will see their merit class deteriorate further with 1.99 percent compared to men (1.65).
Analysis of the data also reveals that the occupations of those who mistakenly declared accidents are the most affected categories. Commercial agentswith 3.13% followed by pensioners (2.24%) and employees (1.85%).
Rc car, where is it most expensive?
At the geographical level, Areas Where the most complaints of at-fault accidents are recorded is Tuscany, which ranks ahead of Sardinia (2.29%) and Liguria (2.15%) with 2.34% of motorists. At the bottom of the ranking were Trentino Alto-Adige (1.40%), Basilicata (1.26%) and Calabria (1.30%).
As for Provincethe highest percentage was found in Prato (3.35%), followed by Cagliari (2.85%) and Grosseto (2.64%), while the lowest shares, equal to or less than 1%, belonged to Crotone, Ferrara Found in the provinces. And Rovigo.
