A debt of more than 100,000 euros, unemployment and a broken relationship have pushed a metal worker from the hinterland of Bergamo to the brink of bankruptcy, forcing him to consider suicide as the only option. In mid-December, however, a turning point: entry into the “suicide rescue” procedure.
What is the Law of Save Suicides?
““Suicide Prevention” Law of 2012, which has now been merged into the Business Crisis and Insolvency Code, provides a way out for those who find themselves trapped in a cycle of unsustainable debt. This legislation is dedicated to addressing the over-indebtedness crisis, a condition in which individuals or small businesses are unable to meet their financial obligations due to an imbalance between income and expenses. The envisaged procedures allow loans to be reduced or canceled based on the debtor’s true economic potential, protecting the right to a dignified life.
The name “Save Suicides Law” reflects the tangible impact this law has had on thousands of people in economic hardship. For many families and small businesses, it represents a real lifeline, often the last chance before financial disaster.
Changes introduced in 2024 have made the “Save the Suicide Law” procedure more accessible and faster, thanks to innovations that reduce bureaucratic times and simplify the access process. These changes are:
- Simple procedure: Approval times for debt restructuring plans have been reduced considerably, thanks to the establishment of special courts dedicated exclusively to over-indebtedness cases.
- Greater protection for small borrowers: The new measures protect essential goods, such as first homes, giving consumers and small businesses greater protection.
- Inclusion of loans with public institutions: It is also now possible to restructure tax and contribution obligations, ensuring a broader and more integrated management of the debt of the Treasury and other public institutions.
The case of the Bergamo worker
After losing his job, the worker found himself homeless, sold at auction with insufficient money to pay off the accumulated debts. “The income was not enough to cover the commitments made,” the lawyer who assisted him in the admission procedure at Silva Suicides told the Courier di Bergamo. In 2019, despite the weight of psychological difficulties, the man managed to find a new job. However, less than two years later, the company fired him for lack of work.
“After reviewing his situation – the lawyer explained to Corrie – it was understood that Monti was likely to resort to the law passed by the government in 2012 when there were many small entrepreneurs who risked their lives for loans. had taken.” . The case of the Bergamo worker was among those accepted by the law and thus began the process, which ended with the signing of the decree a few days before Christmas.
Cristina Chiabotto’s precedent
A similar happy ending, says the Corriere, is the famous story of Cristina Chiabotto, Miss Italy 2004. In 2019, Showgirl, then 38 years old, used Law 3/2012 to deal with debt. More than 2.5 million euros with the tax authoritiesstarted with bad tax advice he received early in his career.
In this case, the Court of Ivrea made a legislative request, establishing the sale of three shops for a total value of 241 thousand euros, and for Chiabotto. Allowed to meet the obligation to pay 9 thousand euros per year to the tax authorities. remaining amount. “My conscience is clear and I want to pay all the money I owe,” the showgirl announced at the time.
