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Calculate when to retire today and what are the INP requirements

At the start of every new year, especially if you’re nearing the fateful retirement age, the question we ask is always the same, what’s new? INPS requirements For retirement. Well, the 2025 budget law does not introduce any significant changes compared to 2024 despite the Italian pension system having structural difficulties both due to population decline and progressive aging. Having said that, here are more details on the essential requirements to obtain Seniority Pension, He indirectly, Minima And to be content to access situations Social Pension.

What is the minimum pension and what are the requirements to access it?

Minimum pensions are the increments provided to reach the minimum given by law. They vary according to the pensioner’s income or personal or marital status. In such a case, for example, the first is more than twice the minimum annual treatment or if the marital income is more than four times the minimum annual limit, the integration will not be received. To make the calculation, the personal or marital income must be deducted from the limit set by law. After that it will be necessary to divide the result by thirteen months and you will have to add the amount to the pension already received.

For 2025, INPs have indicated that the minimum treatment will increase by 2.2% to the same or lower pension. However, in 2026, the increase will be 1.3%. These increases have been arranged because the pension would otherwise have been reduced due to inflation over the next two years.

Indirect pension, what requirements?

i INPS requirements for Indirect pension The heirs of the worker who are recognized are as follows: 15 years of work or 5 years with certain requirements. In the first case, the insurers have to accumulate at least fifteen years of seniority or work and pay for that time. However, otherwise, he must have worked for at least 3 years in the last five years before his death. If these requirements are met then it is possible to get this subsidy. Spouses or joint citizens, separated spouses, minor children, those who are ineligible for work or adult students without work up to twenty years are charged.

Seniority and social pension requirements of INPs

Seniority Pension Oh of old age It concerns all workers and workers. You need to be 67 to access it in 2025, converted or converted to the current year. In addition, minimum 20 years of contribution must be paid. In the event that a mature worker receives a minimum curative low pension, then he will receive an amalgamation to obtain this amount (minimum pension). Here is an example: if you have a pension of 400 euros in 2025, there will be an integration of 198.61 euros to reach the minimum figure.

Social Pension It was superseded with effect from 1 January 1996Social Allowance It is a financial assistance that can be requested by people suffering from economic difficulties and whose income is lower than the threshold established by law every year. The amount of the check in 2024 was €534.41 per month for thirteen months. However, in 2025, it will reach 538.60 euros per month for the increase in the cost of living confirmed by ISTAT and the increase in the cost of living reported by the Melon government. To access it, you must be 67 years old and you must not exceed 6,947.33 euros if you are single or 13,894.66 euros if you are married.

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