In 2023 Middle pension It was equal 1,750 Euro Grass For men and for 1,069 euros overall, ie almost, almost, 1,430 and 947 euro net, According to the latest annual report of September.
Gender gap pension
So Italian women understand 36 % less pension Regarding men, a difference in continuous increase, which is not attributed to a pure replacement rate, is a significant implementation between men and women, the relationship between pure pension payments and the last pure employee or independent salary. Gender pay gaps and work related to working, Which punishes Italian workers heavily.
According to the 2023 edition of the INPS Observatory On private sector employees, the average annual salary of men is equal to 26,227 euros against 18.305 euros Women, with a gap of about 8,000 euros each year, which inevitably translates into low checks for future retirees. The difference of gender wages usually begins to show itself when women reach the age in which we start a family: so the subject is closely linked to the “sinking” cost of children and family members. According to the International Work Organization report, Italian women take responsibility for almost all (74 %) time, which are dedicated to the help and care of a unpaid person: 2 hours compared to men, more than 5 hours daily. According to the calculation of Maniferm, If for this job “Additional” Women were paid 3 hours a day for at least 9 euros per hour for 5 days a week, a worker at the end of the year can trust About 7,000 euros.
Growing differences between men and women
Exactly for the same reason Work load lFamily care property, 21 % of Italian women at working age says they do not actively seek jobs or are not available to work. Overall, women aged 30 to 59 have an average employment rate 63 % Sarka83 % against men, but for children under six years of age, the job rate is 53.3 %. Mothers with three or more young children work on average three hours less than women Without children or with older children And even nine hours less than children without children. However The rest of the Italian countries With the highest job proportion of working age population, therefore, gender inequalities in the work world are clear, compared to European countries like France and Germany, where women’s unpaid work and care rate is more than 10 % (France 61 % and Germany 62 %).
Pension Funds: Some women who follow
Front Distant The complementary situation is not good: If more than 24.2 million citizens of the working age (born between 1965 and 1994), those who have a pension fund are only 26 %, in young women aged 30 to 39 yearsThe rate of adhesion Additional social security falls at 17 %. The reason for this is not only that young workers are less pension funds (27 % vs. 33 %) than men, but above all, once again, to the fact that there are 17 points of employment rate to separate them from their peers.
Pattezia franchiseeManiferum’s Investment Consultant Manager, he commented: “Free care works directly affect women’s income, as it limits the possibility of salaried work hours and the future of collecting resources for the future: working hours have less income and minor social safety, or minor social safety, or minor social safety. Care can significantly affect Construction of solid asset and appropriate pensions. These variables make a personal approach to financial and social protection plan to ensure that women can protect and develop their capital over time, despite the difficulties and unexpected events that can come up on the route. In such a context, it is necessary to keep the resources in proportion to your chances, to improve your financial situation and to make it a safe and more independent tomorrow.
