A health condition European bank This is good, usually increasing the results in 2024, even if there are discrimination between the institutes that are still fighting problems. Cost performance And performance and bank that are trying Increases and diversifies in revenue.
In the latter, a real vault of acquisition is underway, which he reported The main idea of banking rescue. According to the agency S&P Italian banking sector is stability “Inevitable ”But all the tasks do not have the same scope and the same ability.
Italian market toward stability
Recalling him, Italy, Monte the Passachi The Siena He launched the OPA on Medobanka and BPER Banka on Banka Popular The Sonorio (BPS), S&P explained that he considers stability in the Italian banking sector as “inevitable”, as most banks will try to improve their earnings ability to improve their earnings.
Nevertheless, iSuccess of past integration and achievement Between banks, in Italy, It was upset And success is not always a feature. But when can it be said that a gathering is successful? And what are the factors that guarantee the good of the M&A operation?
Successful assumptions of Pop Sundero and Estabubnic
“In the case of BPR Banka E Banka Popular SonorioWe understand that integration, If performed effectively performedBper can stabilize Banca E’s market position Open the way to a more efficient and diverse group“S&P identified S&P, citing one of the many operations announced in the last period. A decision that contradicts the aspirations of the Lomobard Institute, which proposed a plan that focuses on “standing alone” development.
Even in specific cases of checked by S&P “Disagree” transactions With Alpha Bank Have announced the intention of receiving Estrobek. This transaction will increase the Alpha Bank Scale, which will reach a 10 % market share, which will strengthen the position of its third operator behind the Bank of Cyprus and Eurobank, and Will help maintain a profit speed.
Warz’s Bank has pledged resistance to Unicardt
Then there is the complex position of Waist BankOn several occasions, reiterated the absence of a gathering with unicares. German Bank – Recalls S&P – announced Mahatkanki financial purposesAs part of the strategy to resist the unicard, as part of the strategy.
However, the agency believes the achievement of the goals that depend on a strong pace in activities. CommissionAlso supported Further acquisitionIn, and from external factors that are out of management control, such as level Interest rates of interest.
The status of European banks
Is in a profit of 2024 Confirmed positive trends According to S&P expectations, work from 2023, despite solid profits and overall strong financial measurements. The fourth quarter of 2024 was high, while the overall credit matrix was solid.
2024 is the second consecutive year in which European banks have earned an average, an RAdding two digit capital. – The agency has been identified – previous examples of similar performances are before the global financial crisis, when the investment level was significantly low and risk management and code of conduct was less developed.
Despite a considerable positive picture, S&P believes that Different uncertainty – mainly associated with external factors, Such as commercial policies or geopolitics – unseen to the view of European banks, which They won’t be protected from the defect of the approach Economic economic. Geographical political risks can in fact reduce companies’ confidence and cause risks to financial markets, which have an impact on banks and non -banks.
